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“The future’s so bright, I gotta wear shades ” (Pat McDonald 1986) “Hmm ...” (Phil v 2.0 2020) Nothing like leaving things to the last moment ... But, whether or not Boris is actually marching off to a “golden age”, is mercifully, beyond the scope of this blog! Brexit was of course, a significant unknown throughout 2020, and a (perhaps ongoing) source of worry for many. You don’t need me to tell you that COVID and the so called, “new normal” constitute a great source of concern over what 2021 might bring ... ... and no doubt, we all have our own things that are matters of concern, going forward. Is it really, going to be a truly, “happy new year”? As you might have noticed, Phil v2.0 has a tendency towards pessimism and indeed, frequently, looks to the future, with much trepidation. I am, therefore, particularly unconvinced for much of the time, that the “future’s so bright”. Add my own fears to those which face many others, a...